Welcome to CATO Consulting (“CATO,” “we,” “us,” or “our”). These Terms of Service ("Terms") govern your use of our website, platforms, services, and any related content or interactions. By accessing or using our services, you agree to these Terms.If you do not agree with any part of these Terms, you must refrain from using our website and services.
1. Use of Our Website & Services
1.1 Permitted Use
CATO grants you a non-exclusive, non-transferable, limited right to access and use this website and related services for informational and professional purposes.
You agree to:
- Use the website only for lawful purposes.
- Not engage in any activity that disrupts, damages, or limits the functionality of our services.
- Comply with applicable laws, regulations, and industry best practices.
1.2 Prohibited Activities
You agree not to:
- Misuse the website by hacking, introducing viruses, or engaging in malicious activity.
- Reproduce, modify, or distribute any content without prior written consent.
- Use our name, trademarks, or branding without authorization.
- Scrape, data-mine, or automate access to our services.
- Impersonate others, misrepresent affiliations, or engage in fraudulent activities.
Violations may result in immediate termination of access and potential legal action.
2. Intellectual Property & Content Ownership
2.1 Ownership
All content, materials, trademarks, and intellectual property displayed on our website or provided as part of our services belong to CATO or its licensors. This includes, but is not limited to:
- Business methodologies, processes, and strategies.
- Reports, publications, case studies, and other written materials.
- Website design, graphics, logos, and multimedia content.
2.2 Restrictions on Use
Unless explicitly permitted, you may not:
- Modify, reproduce, or redistribute any content.
- Use our materials for commercial purposes without approval.
- Claim ownership of CATO’s proprietary methodologies or consulting frameworks.
Unauthorized use may result in legal enforcement.
3. Third-Party Links & Services
Our website may link to third-party websites or services for informational purposes. CATO does not endorse, control, or take responsibility for the accuracy, content, or security of external links.
Use of third-party services is at your own risk. We encourage you to review their terms and privacy policies before engaging with them.
4. Limitation of Liability
4.1 General Disclaimer
To the fullest extent permitted by law:
- Our services and website content are provided “as is” and “as available” without warranties.
- We do not guarantee the accuracy, completeness, or timeliness of information.
- CATO is not responsible for losses, damages, or disruptions caused by reliance on our content.
4.2 Limitation of Liability for Advice Provided
While CATO and its advisers provide expert consulting and professional guidance, all recommendations are based on the information available at the time and tailored to the client’s specific needs. Clients are responsible for conducting independent due diligence before making final business, legal, or financial decisions. CATO shall not be liable for any direct or indirect consequences resulting from the implementation of advice provided.
4.3 Liability Cap
Under no circumstances shall CATO, its affiliates, partners, employees, or agents be liable for:
- Indirect, incidental, special, or consequential damages.
- Loss of data, business, revenue, or profits.
- Legal claims arising from service misuse or website disruptions.
- Our total liability, if any, is limited to the amount paid for the service (if applicable).
5. Privacy & Data Protection
Your privacy is important to us. Our Privacy Policy outlines how we collect, store, and use your data.
By using our website and services, you consent to data processing as described in our Privacy Policy.
6. Compliance & Legal Obligations
6.1 Compliance with Laws
You agree to comply with all applicable laws and regulations, including:
- Privacy laws (e.g., GDPR, New Zealand Privacy Act).
- Intellectual property laws related to digital content.
- Anti-corruption and ethical business conduct standards.
6.2 No Unlawful Use
You may not use CATO’s services for illegal, deceptive, or fraudulent activities. We reserve the right to suspend access and take legal action if violations occur.
7. Changes to These Terms
CATO reserves the right to update or modify these Terms at any time. Changes will be posted on this page, and continued use of our services after modifications constitutes acceptance of the new Terms.
For significant changes, we will attempt to notify users via email or website notice.
8. Governing Law & Dispute Resolution
These Terms are governed by the laws of New Zealand, without regard to conflict-of-law principles.
8.1 Dispute Resolution
If disputes arise, parties agree to:
1. Attempt good-faith negotiations to resolve issues.
2. If unresolved, proceed to mediation or arbitration in New Zealand.
3. Litigation will only be pursued as a last resort.
9. Termination of Access
CATO reserves the right to suspend or terminate access to our website or services if:
- You violate these Terms or applicable laws.
- Your use is deemed harmful, disruptive, or unlawful.
Termination does not waive our legal rights to take action for past violations.
10. Contact Us
For questions or concerns about these Terms, contact us at:
📩 Email: info@catoltd.com
🌐 Website: www.catoltd.com